The Southwest Fast Rewards Plus Credit score Card, like all co-branded journey playing cards, is geared toward individuals who often fly with Southwest Airways.
It is a premium journey card that provides 3,000 miles yearly you may have it, a reduction on in-flight purchases, and two free EarlyBird Test-Ins annually.
This card additionally encompasses a rewards construction, offering bonus miles on spending classes like transit, commuting, web, cable, telephone, and choose streaming.
One other power of this card is its 50,000-mile signup bonus — which is greater than sufficient to get you a round-trip ticket or two!
When you’re fascinated with including the Southwest Fast Rewards Plus Credit score Card to your pockets, this information will assist you to resolve.
Is the Southwest Fast Rewards Plus Card for me?
The Southwest Fast Rewards Plus Card is designed for frequent flyers who prefer to journey with Southwest.
Which means in the event you’re a loyal Southwest buyer or stay close to a Southwest hub, this card is likely to be an excellent choice for you. You’ll speed up your earnings towards free flights and get some strong perks, corresponding to two free EarlyBird Test-Ins annually.
When you aren’t a fan of Southwest or stay in a spot the place Southwest isn’t as prevalent, this card seemingly gained’t be as invaluable as one other airline or generic journey rewards bank card.
What makes this bank card completely different?
What makes the Southwest Fast Rewards Plus Card completely different is its deal with Southwest Airways.
As a result of it’s a co-branded card, it might probably supply distinctive advantages and perks that generic journey bank cards can’t. When you fly Southwest incessantly, you’ll get pleasure from these perks.
This card additionally comes with a nice signup bonus within the type of 50,000 factors whenever you spend $1,000 utilizing the cardboard inside three months of opening your account.
You may also obtain 10,000 Companion Cross qualifying factors increase annually. With the Companion Cross, you may title one individual, corresponding to a partner, associate, or buddy, to be your companion. They will get a free ticket on any flight you ebook for your self.
Generic journey playing cards don’t supply these specialised advantages and bonuses, so that they seemingly gained’t be as interesting to individuals who favor to fly with Southwest.
Associated: Finest bank card enroll bonuses
What are my possibilities of getting authorized?
As with all bank card, it’s vital to consider whether or not you may have an opportunity of qualifying earlier than you apply. Making use of for a brand new bank card drops your credit score rating by a couple of factors, so that you don’t wish to decrease your credit score for no motive.
Chase, this Southwest bank card’s issuer, says that candidates require good credit score to be eligible for the cardboard. Meaning you need to attempt to have a credit score rating of about 670 or increased earlier than you apply.
All the small print of the Southwest Fast Rewards Plus Card
Bank cards are difficult, so earlier than you join one, you could be sure to perceive how they work.
Charges and charges
The very first thing to have a look at whenever you wish to get a brand new bank card is how a lot the cardboard will value. Some playing cards, together with journey playing cards, have annual charges, so that you wish to be certain that the advantages and perks you’ll get cowl the price of having the cardboard.
The Southwest Fast Rewards Plus Card prices $69 per 12 months.
Perks and rewards
On the subject of journey playing cards, it’s all in regards to the perks and rewards. An excellent journey card ought to allow you to earn your manner towards free journeys and assist you to journey extra comfortably.
The Southwest Fast Rewards Plus Card does all of it, with an excellent signup bonus, robust ongoing rewards, and a few good perks to make use of everytime you’re on a flight.
To begin issues off, you may earn 50,000 factors whenever you spend $1,000 inside your first three months of getting the cardboard.
After that, you’ll earn:
- 2 factors for every greenback spent on Southwest purchases.
- 2 factors for every greenback spent on Fast Rewards® resort and automotive rental companions.
- 2 factors for every greenback spent on native transit and commuting, together with rideshare.
- 2 factors for every greenback spent on web, cable, telephone providers, and choose streaming providers.
- 1 level for every greenback spent on all different purchases.
As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. You may also use the cardboard to get two free EarlyBird Test-Ins annually and 25% again on all inflight purchases.
You’ll additionally get all the standard bank card perks and advantages, together with prolonged guarantee safety and buy safety.
Associated: Finest journey rewards playing cards
The way to apply
The best technique to apply for the Southwest Fast Rewards Plus card is to go to Chase’s web site. Chase is the financial institution that Southwest companions with to supply this bank card.
To begin the method, you’ll enter your private information, together with your:
- Identify.
- Date of start.
- Mom’s maiden title.
- Social Safety quantity.
- Handle.
You’ll additionally want to supply your Southwest Fast Rewards quantity when you’ve got one. When you don’t, Chase will mechanically set one up for you in the event you’re authorized.
Lastly, you’ll enter whether or not you hire or personal, your month-to-month hire cost quantity (if relevant), and your whole annual revenue. When you apply, Chase will overview it and make a lending resolution.
Sometimes, Chase can decide immediately. Nonetheless, if the financial institution has hassle matching your data to your credit score file or desires to take a better have a look at a few of the utility particulars, you’ll have to attend for a call within the mail.
Contact information
In case you have points along with your Southwest Fast Rewards Plus card, the very best factor to do is attain out to Chase’s customer support.
You’ll be able to contact Chase by signing in to your account and sending a safe message. You may also name bank card customer support at 1-800-432-3117 or contact @ChaseSupport on social media.
Different stuff you need to know
One vital factor to notice in regards to the Southwest Fast Rewards Plus card is that it’s not the one Southwest journey card accessible. There are two others: the Precedence card and the Premier card.
The Plus is the entry-level card. It has the bottom annual price however the fewest perks of the three Southwest playing cards.
The Premier card is the subsequent degree up from the Plus card. It has a better annual price at $99 however gives 3x factors on all Southwest purchases, 6,000 factors on each cardmember anniversary, and bonus qualifying factors towards A-Record standing.
The Precedence card is the top-end Southwest card. It has a $149 annual price however gives 7,500 factors on each card member anniversary and a $75 credit score for Southwest journey annually. You’ll additionally obtain 4 upgraded boardings annually.
One other factor to contemplate is that the Southwest Fast Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and usually solely good for Southwest flights. There are some present card redemption choices, however they aren’t an excellent worth.
Various bank cards to the Southwest Fast Rewards Plus Card Credit score Card
If the Southwest Fast Rewards Plus Card doesn’t seem to be the proper one for you, take into account the next alternate options:
- Southwest Precedence: This card is beneficial for individuals who spend so much on it and wish to earn A-Record standing.
- Southwest Premier: For frequent vacationers, this card’s annual assertion credit score and factors principally cowl the price. You’ll additionally benefit from the upgraded boarding perk.
- Chase Sapphire Most popular® Card: That is one other Chase card with way more versatile rewards, letting you redeem factors for any journey.
- Capital One Enterprise Rewards Credit score Card: This card has a $95 annual price and gives robust money again charges on journey purchases.
- American Categorical Gold: That is the mid-tier Membership Rewards card. It gives versatile rewards and an excellent earnings price on meals and journey.
How do you establish which bank card is best for you?
Once you’re available in the market for a brand new bank card, you need to evaluate your choices to seek out the proper one. When making this comparability, take into account the next elements:
- Your potential to qualify. Card issuers design completely different playing cards for individuals with completely different credit score profiles. Earlier than you apply, be sure to have an excellent likelihood of qualifying for the cardboard.
- Charges. Some playing cards, particularly journey playing cards, carry annual charges. Be sure you’re getting sufficient worth from the cardboard to make the price value paying.
- Perks. Every card has a unique set of perks and advantages. Make certain the perks you obtain from the cardboard are helpful for you.
- Rewards. Bank cards can supply money again, factors, miles, or different rewards. Make certain the rewards on supply align along with your objectives. It’s additionally vital to consider their flexibility. You don’t wish to be caught with miles you may’t use. Additionally, take into account the speed of incomes these rewards, and search for playing cards that provide bonuses on the varieties of purchases you make most frequently.
- Charges. On the whole, you need to keep away from carrying a bank card stability at any time when doable. Nonetheless, typically you must carry a stability. When that occurs, having a card with a low rate of interest is nice.
Southwest Fast Rewards Plus Card FAQ
Can I pool my Southwest miles with another person’s?
No, Southwest doesn’t supply any technique to pool your rewards with one other individual.
What’s the Southwest Companion Cross?
The Southwest Companion Cross is a perk you may earn by way of a bank card signup bonus or by taking quite a lot of flights in a single 12 months. Once you earn this cross, you may select one different individual to get a free ticket on each flight you ebook till the top of the calendar 12 months after you earned it.
So, in the event you earn the cross in 2023, it’ll expire on the finish of 2024. Some passes earned by way of promotions have completely different expiration dates.
Can I redeem my Southwest factors for issues aside from flights?
Sure, you may redeem your Southwest factors for present playing cards to many common retailers. Nonetheless, redeeming factors for flights is often a greater worth.
Why select the Southwest Fast Rewards Plus Card?
With a powerful signup bonus and a few good perks, the Southwest Fast Rewards Plus Card is an efficient choice for frequent Southwest fliers.
Given its affordable worth, substantial signup bonus, and invaluable perks, we give the Southwest Fast Rewards Plus Credit score Card a 4 out of 5 ranking.
When you assume that is the proper card for you, apply now.