The Southwest Fast Rewards Plus Credit score Card, like all co-branded journey playing cards, is aimed toward individuals who commonly fly with Southwest Airways.
This can be a premium journey card that gives 3,000 miles yearly you’ve gotten it, a reduction on in-flight purchases, and two free EarlyBird Verify-Ins annually.
This card additionally incorporates a rewards construction, offering bonus miles on spending classes like transit, commuting, web, cable, telephone, and choose streaming.
One other power of this card is its 60,000-mile signup bonus — which is greater than sufficient to get you a round-trip ticket or two!
For those who’re fascinated with including the Southwest Fast Rewards Plus Credit score Card to your pockets, this information will assist you resolve.
Is the Southwest Fast Rewards Plus Card for me?
The Southwest Fast Rewards Plus Card is designed for frequent flyers who wish to journey with Southwest.
Which means that when you’re a loyal Southwest buyer or stay close to a Southwest hub, this card is likely to be an important choice for you. You’ll speed up your earnings towards free flights and get some strong perks, equivalent to two free EarlyBird Verify-Ins annually.
For those who aren’t a fan of Southwest or stay in a spot the place Southwest isn’t as prevalent, this card seemingly received’t be as precious as one other airline or generic journey rewards bank card.
What makes this bank card completely different?
What makes the Southwest Fast Rewards Plus Card completely different is its concentrate on Southwest Airways.
As a result of it’s a co-branded card, it will probably supply distinctive advantages and perks that generic journey bank cards can’t. For those who fly Southwest ceaselessly, you’ll take pleasure in these perks.
This card additionally comes with a nice signup bonus within the type of 60,000 bonus factors plus a 30% off promo code if you spend $3,000 utilizing the cardboard inside three months of opening your account.
You may as well obtain 10,000 Companion Move qualifying factors enhance annually. With the Companion Move, you may identify one individual, equivalent to a partner, accomplice, or buddy, to be your companion. They will get a free ticket on any flight you e-book for your self.
Generic journey playing cards don’t supply these specialised advantages and bonuses, so that they seemingly received’t be as interesting to individuals who choose to fly with Southwest.
Associated: Finest bank card enroll bonuses
What are my probabilities of getting authorized?
As with every bank card, it’s necessary to consider whether or not you’ve gotten an opportunity of qualifying earlier than you apply. Making use of for a brand new bank card drops your credit score rating by a number of factors, so that you don’t need to decrease your credit score for no purpose.
Chase, this Southwest bank card’s issuer, says that candidates require good credit score to be eligible for the cardboard. Which means it’s best to attempt to have a credit score rating of about 670 or greater earlier than you apply.
All the main points of the Southwest Fast Rewards Plus Card
Bank cards are sophisticated, so earlier than you join one, you have to ensure you perceive how they work.
Charges and costs
The very first thing to take a look at if you need to get a brand new bank card is how a lot the cardboard will value. Some playing cards, together with journey playing cards, have annual charges, so that you need to be sure that the advantages and perks you’ll get cowl the price of having the cardboard.
The Southwest Fast Rewards Plus Card fees $69 per yr.
Perks and rewards
In relation to journey playing cards, it’s all concerning the perks and rewards. A superb journey card ought to allow you to earn your manner towards free journeys and assist you journey extra comfortably.
The Southwest Fast Rewards Plus Card does all of it, with an important signup bonus, sturdy ongoing rewards, and a few good perks to make use of everytime you’re on a flight.
To start out issues off, you may earn 60,000 factors plus a 30% off promo code if you spend $3,000 inside your first three months of getting the cardboard.
After that, you’ll earn:
- 2 factors for every greenback spent on Southwest purchases.
- 2 factors for every greenback spent on Fast Rewards® resort and automotive rental companions.
- 2 factors for every greenback spent on native transit and commuting, together with rideshare.
- 2 factors for every greenback spent on web, cable, telephone companies, and choose streaming companies.
- 1 level for every greenback spent on all different purchases.
As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. You may as well use the cardboard to get two free EarlyBird Verify-Ins annually and 25% again on all inflight purchases.
You’ll additionally get all the standard bank card perks and advantages, together with prolonged guarantee safety and buy safety.
Associated: Finest journey rewards playing cards
The way to apply
The simplest method to apply for the Southwest Fast Rewards Plus card is to go to Chase’s web site. Chase is the financial institution that Southwest companions with to supply this bank card.
To start out the method, you’ll enter your private data, together with your:
- Title.
- Date of start.
- Mom’s maiden identify.
- Social Safety quantity.
- Handle.
You’ll additionally want to offer your Southwest Fast Rewards quantity in case you have one. For those who don’t, Chase will routinely set one up for you when you’re authorized.
Lastly, you’ll enter whether or not you hire or personal, your month-to-month hire cost quantity (if relevant), and your whole annual revenue. When you apply, Chase will evaluation it and make a lending resolution.
Usually, Chase can decide immediately. Nonetheless, if the financial institution has hassle matching your data to your credit score file or needs to take a more in-depth take a look at a few of the utility particulars, you’ll have to attend for a call within the mail.
Contact data
When you’ve got points along with your Southwest Fast Rewards Plus card, the very best factor to do is attain out to Chase’s customer support.
You’ll be able to contact Chase by signing in to your account and sending a safe message. You may as well name bank card customer support at 1-800-432-3117 or contact @ChaseSupport on social media.
Different stuff it’s best to know
One necessary factor to notice concerning the Southwest Fast Rewards Plus card is that it’s not the one Southwest journey card obtainable. There are two others: the Precedence card and the Premier card.
The Plus is the entry-level card. It has the bottom annual price however the fewest perks of the three Southwest playing cards.
The Premier card is the following stage up from the Plus card. It has the next annual price at $99 however gives 3x factors on all Southwest purchases, 6,000 factors on each cardmember anniversary, and bonus qualifying factors towards A-Listing standing.
The Precedence card is the top-end Southwest card. It has a $149 annual price however gives 7,500 factors on each card member anniversary and a $75 credit score for Southwest journey annually. You’ll additionally obtain 4 upgraded boardings annually.
One other factor to think about is that the Southwest Fast Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and sometimes solely good for Southwest flights. There are some reward card redemption choices, however they aren’t a very good worth.
Various bank cards to the Southwest Fast Rewards Plus Card Credit score Card
If the Southwest Fast Rewards Plus Card doesn’t seem to be the precise one for you, think about the next options:
- Southwest Precedence: This card is beneficial for individuals who spend rather a lot on it and need to earn A-Listing standing.
- Southwest Premier: For frequent vacationers, this card’s annual assertion credit score and factors principally cowl the price. You’ll additionally benefit from the upgraded boarding perk.
- Chase Sapphire Most well-liked® Card: That is one other Chase card with way more versatile rewards, letting you redeem factors for any journey.
- Capital One Enterprise Rewards Credit score Card: This card has a $95 annual price and gives sturdy money again charges on journey purchases.
- American Specific Gold: That is the mid-tier Membership Rewards card. It gives versatile rewards and a very good earnings charge on meals and journey.
How do you establish which bank card is best for you?
While you’re available in the market for a brand new bank card, it’s best to examine your choices to search out the precise one. When making this comparability, think about the next components:
- Your means to qualify. Card issuers design completely different playing cards for individuals with completely different credit score profiles. Earlier than you apply, ensure you have a very good probability of qualifying for the cardboard.
- Charges. Some playing cards, particularly journey playing cards, carry annual charges. Be sure to’re getting sufficient worth from the cardboard to make the price value paying.
- Perks. Every card has a distinct set of perks and advantages. Be certain that the perks you obtain from the cardboard are helpful for you.
- Rewards. Bank cards can supply money again, factors, miles, or different rewards. Be certain that the rewards on supply align along with your targets. It’s additionally necessary to consider their flexibility. You don’t need to be caught with miles you may’t use. Additionally, think about the speed of incomes these rewards, and search for playing cards that supply bonuses on the kinds of purchases you make most frequently.
- Charges. Generally, it’s best to keep away from carrying a bank card stability at any time when attainable. Nonetheless, typically it’s important to carry a stability. When that occurs, having a card with a low rate of interest is sweet.
Southwest Fast Rewards Plus Card FAQ
Can I pool my Southwest miles with another person’s?
No, Southwest doesn’t supply any method to pool your rewards with one other individual.
What’s the Southwest Companion Move?
The Southwest Companion Move is a perk you may earn by way of a bank card signup bonus or by taking loads of flights in a single yr. While you earn this move, you may select one different individual to get a free ticket on each flight you e-book till the top of the calendar yr after you earned it.
So, when you earn the move in 2023, it is going to expire on the finish of 2024. Some passes earned by way of promotions have completely different expiration dates.
Can I redeem my Southwest factors for issues aside from flights?
Sure, you may redeem your Southwest factors for reward playing cards to many in style retailers. Nonetheless, redeeming factors for flights is often a greater worth.
Why select the Southwest Fast Rewards Plus Card?
With a powerful signup bonus and a few good perks, the Southwest Fast Rewards Plus Card is an efficient choice for frequent Southwest fliers.
Given its cheap worth, substantial signup bonus, and precious perks, we give the Southwest Fast Rewards Plus Credit score Card a 4 out of 5 ranking.
For those who suppose that is the precise card for you, apply now.